Everything, and nothing extra

Five split methods, five currencies at once, receipts read on your phone, and a settle plan that gets everyone square in the fewest payments.

Splitting

Five ways to split, one tap to change

Equally is the default because it is what most bills need. Switch to exact amounts, percentages, shares or itemized whenever the bill is not that simple — the running total tells you what is still unassigned.

EquallyExact amountsPercentagesSharesItemized
YouRs 800
SaraRs 800
MaryamRs 800
Rs 800 each · 3 people

Settling

A plan, not a spider web

Simplify turns every debt in the group into the fewest possible payments, per currency. Record cash, bank transfer, JazzCash or Easypaisa — Chukta keeps the ledger and never touches your money.

Simplify on or offPartial paymentsShareable receipt
Daniel pays youRs 8,620
Zoya pays youRs 8,620
You pay Daniel$24.00
Rupees and dollars settle separately · $24.00 ≈ ~Rs 6,720, shown for reading only

Offline

Built for the jeep track

There is no offline mode to switch on — the app is local first. Changes queue visibly, balances include them immediately, and if two people edit the same expense you choose which version wins. Both stay in history.

Local firstAutomatic syncConflict picker
Fuel — Besham stopqueued
Chapshuro dinnerqueued
Synced 5 minutes agodone

Insight

Where your share actually went

Your own share by category and by group, month over month, in one currency at a time so the totals mean something. Export any range as CSV or a formatted statement.

By categoryBy groupCSV & PDF export
StayRs 3,700
TravelRs 2,400
UtilitiesRs 2,100
Your share only · PKR · USD excluded, never converted at 1 USD = Rs 280